5709 Westfield Ave,
Pennsauken Township, NJ 08110

1515 Market St Suite 1200-B
Philadelphia, PA 19110

Who Pays for My Medical Bills if I Get Hurt in a Car Accident?

Protection. It is a word that promotes feelings of safety, refuge and security. We at the Law Offices of Vincent J. Ciecka, P.C. want you and your assets to be as protected as possible when it comes to automobile (and any other type of) injuries. This is why we suggest you select personal injury protection, or PIP, coverage on your auto policy instead of your private health insurance primary. PIP coverage is often referred to as no-fault car insurance because it’s the most commonly required insurance coverage among no-fault states.

The Law Offices of Vincent J. Ciecka, P.C., will also provide New Jersey car accident lawyers for those who have been in an automobile accident.

What is PIP?
PIP coverage is known as no-fault car insurance. This type of insurance helps you pay for your own medical costs after a car accident, no matter who was at fault. PIP coverage is used to lower the amount of lawsuits related to traffic accidents because no-fault insurance restricts the right to sue. PIP will cover medical expenses, lost wages due to the injury and funeral expenses for you and your passengers after an accident.

Why Should You Choose PIP?
PIP offers benefits that are beyond simple health care coverage. This personal injury coverage will reimburse you for a percentage of your lost wages if you cannot work after a car accident. Short-term and long-term disability policies from health insurance may be able to help make up for your lost income, but they are also taxable. PIP coverage is non-taxable and helps you retain more of the reimbursements that you get back after an accident. PIP coverage is a great benefit to have, because you do not have to pay a great deal for it, and the protection you receive from it will be a smart investment in the end. Due to changing healthcare legislation, more and more medical providers will only accept some health care plans and not others. Having handled these matters for 40 years, we believe that opting to choose PIP medical coverage instead of private health coverage as your auto insurance primary is the best way to fully protect your and your family.

Our experts at the Law Offices of Vincent J. Ciecka, P.C., would like you to receive the best protection possible. That is why we suggest you use PIP coverage and why we provide you with New Jersey auto accident attorneys when needed. To learn more about our services, contact us at 856-283-0589.

If you are hurt and need help, contact us immediately so we can go to work for you.  We help injured people get compensation and medical treatment so they can get back to health and their daily activities without having to deal with the insurance companies.