In Cherry Hill, NJ, all drivers must carry Personal Injury Protection (PIP) coverage as part of their auto insurance policy. PIP coverage pays medical bills, lost wages, or funeral expenses that result from an automobile accident, regardless of who was at fault. This means that you will not have to go through a lengthy legal process to get your healthcare bills paid after an accident; instead, PIP will cover them automatically. 

Even though New Jersey is a no-fault state, including for car accidents in Cherry Hill, you may still be able to sue the at-fault driver for fair compensation beyond what your PIP coverage provides. However, specific criteria must be met before filing a car accident lawsuit: 

• Your injuries must meet particular standards prescribed by law—such as permanent disfigurement or death—for you to sue the other driver directly. 
• The amount claimed should exceed $10,000. If it does not meet this threshold, you cannot sue the other driver directly and must file your claim under PIP coverage instead. 
• You must prove that the other driver was negligent and could have avoided causing injury or damage to yourself or your property had they acted responsibly and with due care. 

New Jersey is a no-fault insurance state for car accidents. This includes car accidents in Cherry Hill, New Jersey.  Therefore, your auto insurance company pays the injured victim’s medical bills and a portion of their lost wages, no matter who was at fault in the accident. Other losses, such as financial and emotional damages, would be a claim filed against the at-fault driver and their insurance company.

Yes, the jurisdiction that covers Cherry Hill, New Jersey has a time limit of two years to file personal injury claims. However, if the injured victim was under 18 when the injury occurred, they may have until age 20 to file a personal injury claim. Due to New Jersey’s statute of limitations, it’s important to promptly consult a personal injury lawyer experienced in New Jersey car accidents. A car accident lawyer will help you avoid common mistakes and gather evidence that might be unavailable if you delay too long.

However, if your car accident involves the State of New Jersey or any other state authorities, you must comply with the New Jersey Tort Claims Act. The New Jersey Tort Claims Act requires that a special notice is filed within 90 days of the car accident. If you do not file this special notice within 90 days, the court may bar or dismiss your personal injury claim. As the only exception, the New Jersey Port Authority has a one-year statute of limitations when filing claims.

Most automobile accident cases are settled before trial. But it’s essential to prepare a case thoroughly as if it’s going to trial. The reason is that insurance companies will only pay fair and total compensation if they are convinced that an accident victim is ready to go to trial. Conversely, suppose an insurance company is short-sighted and unwilling to offer sufficient compensation. In that case, our experienced automobile accident trial lawyers have complete confidence in New Jersey juries to deliver just verdicts.

Typically, previous driving accidents don’t affect the likelihood of receiving fair compensation. However, New Jersey’s law specifically provides compensation for a pre-existing injury or medical condition that the car crash may have aggravated.